Ghana Recovers GH¢107 Million in EXIM Bank Loan Repayments

The government of Ghana has recovered GH¢107 million in loan repayments, while certain loan disbursements by Ghana EXIM Bank have been referred to security agencies over concerns about how they were issued.

The Minister of Trade, Agribusiness and Industry, Elizabeth Ofosu-Adjare, revealed this at the Government Accountability Series on Wednesday, January 21.  She said that the measures are part of efforts to strengthen oversight, improve credit quality, and recover defaulted loans.

According to Ms. Ofosu-Adjare, the Bank disbursed a total of GH¢304 million in 2025 under a stringent credit creation policy aimed at ensuring that loans support economic growth and are repaid.

She noted that some loan disbursements remain unexplained, prompting referrals to security agencies for further investigation.

“In 2025, the Ghana EXIM Bank disbursed 304 million in line with a stringent credit creation policy to strengthen credit quality. This is not money for the boys or girls, you must satisfy the requirements and show that the loan benefits the economy and can be repaid,” the Minister said.

She added that recovery efforts on legacy loans are ongoing, with some cases in legal proceedings and others referred to the appropriate authorities for further action.